ASEAN markets are evolving rapidly, driven by digital acceleration, tightening central bank regulations, and rising customer expectations. With credit now accessible at the tap of a button, the urgency for well-defined, data-driven risk management strategies has become a regional imperative. Without it, financial institutions risk increased exposure, regulatory setbacks, and erosion of customer trust.
How Sutra Is Designing ASEAN’s Next-Gen Credit Framework?
Reduced Credit Losses
Improved Risk Management
Collection Efficiency
Regulatory Readiness
Portfolio Management
- Scorecards
Easy to configure ML-scorecards to monitor behavior, segment customers, and enable early alerts using ASEAN bureau data and internal records
- Proactive Account Management
Automatically flag and track high-risk customers across global markets. Supports case creation, investigation, and resolution aligned with FATF, AMLA, POCA, and other national directives.
Minimized Fraud
- Investigation Workflow
Enables case management and full audit tracking in compliance with nationalised regulatory guidelines.
- Automated Risk Triggers
Real-time alerting on internal and external data—designed to flag threats as per regional reporting mandates.
Intelligent Decisioning
- Focused Insights
Dashboards provide tracking and scoring insights powered by regional datasets and credit bureau linkages.
- System Integration
Connects with internal banking systems, CRMs, dialers, and customer engagement platforms for swift collection strategy response on early signals.
Our Impact
Our Early Warning System is built on years of credit risk and collection expertise. Designed to proactively detect risk signals and patterns, it enables institutions across globe to act early—before issues escalate into financial or regulatory threats. Trusted by lending institutions across Indonesia, Philippines, Vietnam, and Malaysia.
Empowering Financial Excellence Through
Improved operational Cost End-to-End Credit Risk Oversight Credit Strategies for ASEAN Markets Strategic Risk Management Customer Behavioral Insights Integrated Compliance from Day 1 Improved Customer Experience & Trust